Getting an Unsecured Loan in the UK
An unsecured loan is not guaranteed by any collateral, so the applicant must have a positive credit record and financial situation. Usually you can use your loan for almost any reason ( some lenders may have restrictions ). Loan amounts can range widely.
Companies that issue unsecured loans generally require:
- A positive credit history
- Your income is such as that your payments would not be a burden to you
- You have previous good credit references
If you feel that your credit situation might prevent you from eligibility, you can apply for a secured loan instead.
We can assure you that you will get the fastest, and best deal on the market. Our partners are fully trained professionals and are dedicated to helping individuals and families reach their financial goals.
We can help you select from dozens of loan offers available nationwide. This will ensure you obtain the very best value offer available to suit your individual requirements.
Please click here to access our no-obligation unsecured loan selector.
To save you time, we have listed the best loans in the UK right here! Compare personal loans with our daily-updated best-buy table:
| Lender | Illustrative APR | Monthly Payment* | Credit Cost* | Total Amount Repayable* | ||
|---|---|---|---|---|---|---|
| Moneyback Bank | 7.6% | 217.25 | 821.12 | 7,821.12 | Apply Info | |
| Alliance & Leicester | 7.7% | 217.55 | 831.93 | 7,831.93 | Apply Info | |
| Bank of Scotland | 7.7% | 217.55 | 831.93 | 7,831.93 | Apply Info | |
| Halifax Personal Loan | 8.4% | 219.65 | 907.58 | 7,907.58 | Apply Info | |
| Goldfish Loans | 9% | 221.46 | 972.40 | 7,972.40 | Apply Info | |
| Freedom Finance | 11.7% | 229.56 | 1,263.99 | 8,263.99 | Apply Info | |
| Powered by QCK.com. *Based on £7,000 borrowed over three years: 36 Monthly Payments | ||||||
Alternatively, compare loan providers by browsing the following featured links:
